{"id":1288,"date":"2022-02-22T16:12:53","date_gmt":"2022-02-22T16:12:53","guid":{"rendered":"http:\/\/ybannigeridegreecollege.in\/?page_id=1288"},"modified":"2022-04-04T15:33:00","modified_gmt":"2022-04-04T15:33:00","slug":"fin-tech-financial-technology","status":"publish","type":"page","link":"http:\/\/ybannigeridegreecollege.in\/?page_id=1288","title":{"rendered":"FIN-TECH.  ( Financial Technology)"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>The term fintech refers to the synergy between finance and technology, which is used to enhance business operations and the delivery of financial services. Fintech can take the form of\u00a0<a style=\"color: #000000;\" href=\"https:\/\/corporatefinanceinstitute.com\/course\/excel-fundamentals-formulas-for-finance\">software<\/a> Excel Fundamentals &#8211; Formulas for Finance Are you looking for an Excel Crash Course? Get Free Excel Training for a career in corporate finance and investment banking from the Corporate Finance Institute., a service, or a business that provides technologically advanced ways to make financial processes more efficient by disrupting traditional methods.<\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>Some of the most prominent applications of fintech are mobile payments, automated investment apps (<a style=\"color: #000000;\" href=\"https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/trading-investing\/robo-advisors\/\">Robo-advisors<\/a> Robo-Advisors Robo-advisors are online investment management services that employ mathematical algorithms to provide financial advice with minimal human intervention.), crypto currency, online lending businesses, and crowdfunding platforms.<\/strong><\/p>\n<h3><strong><span style=\"color: #000000;\">A Simple Definition of FinTech<\/span><\/strong><\/h3>\n<p style=\"color: #000000; text-align: justify;\"><strong>The term \u201cfintech company\u201d describes any business that uses technology to modify, enhance, or automate financial services for businesses or consumers. Some examples include mobile banking, peer-to-peer payment services (e.g., Venmo, CashApp), automated portfolio managers (e.g., Wealthfront, Betterment), or trading platforms such as Robinhood. It can also apply to the development and trading of cryptocurrencies (e.g., Bitcoin, Dogecoin, Ether).<\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">Applications of Fintech<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">1. Crowdfunding Platforms<\/span><\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>Crowdfunding platforms like\u00a0<a style=\"color: #000000;\" href=\"https:\/\/www.kickstarter.com\/\">Kickstarter<\/a>, GoFundMe, and Patreon are the result of developments in fintech. The platforms allow entrepreneurs and early-stage businesses to raise funds from all over the world, allowing them to bypass geographical boundaries and reach international markets and investors.<\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong style=\"color: #333333;\"><span style=\"color: #000000;\">2. Mobile Payments<\/span><\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>Mobile payment applications and gateways are some of the most prevalent uses of fintech. Such applications allow users to carry out banking activities without physically visiting a bank. For example, companies like Venmo and Interac allow customers to send and receive money through smartphones at minimal transaction fees.<\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong style=\"color: #333333;\"><span style=\"color: #000000;\">3. Robo-Advisors<\/span><\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>Robo-advisors are online investment management services that use algorithms to allocate assets and generate portfolios for customers optimally. They allow users of all age groups to engage in investment activities at low fees with minimal manual effort.<\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">4. Insuretech<\/span><\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>The term insuretech refers to the application of technology to the insurance model, which allows companies to provide tailored insurance services and data security. Insuretech helps streamline the insurance process through online claims filing and policy management.<\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">5. Regtech<\/span><\/strong><\/p>\n<p style=\"color: #000000; text-align: justify;\"><strong>Regtech (regulatory technology) focuses on the automation of compliance processes for financial institutions. It offers fast and cost-effective management of large amounts of data, including transaction records and compliance documents, such as corporate tax returns.<\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">FIN-TECH CAREER COURSES.<\/span><\/strong><\/p>\n<ul>\n<li aria-level=\"1\"><strong><span style=\"color: #000000;\">FINANCE.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"color: #000000;\">1. Certificate in Investment Banking Operations with LSE.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">2. Post Graduate program in Banking\u00a0 and Wealth Management.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">3. Financial Analysis with KPMG.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">4. Credit Risk and Underwriting with Moody\u2019s Analytics.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">5. AMP in Financial Services and Capital Markets.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">6. Executive program in Investment Banking and Capital Markets.<\/span><\/strong><\/p>\n<ul>\n<li aria-level=\"1\"><strong><span style=\"color: #000000;\">ANALYTICS.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"color: #000000;\">1. Post Graduate Program in\u00a0 Data- Analytics and Machine Learning.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">2. Data- Science with KPMG In India.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">3. Certification in Artificial Intelligence and Machine Learning.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">4. Data Science and Artificial Intelligence.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">5. Certification in Supply Chain Management and Analytics.<\/span><\/strong><\/p>\n<ul>\n<li aria-level=\"1\"><strong><span style=\"color: #000000;\">Technology.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"color: #000000;\">1. Post Graduate Program in Cyber security.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">2. Certification in Software Engineering for cloud, block chain and lot.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">3. Professional certification in Fin-Tech.<\/span><\/strong><\/p>\n<ul>\n<li><strong><span style=\"color: #000000;\">Marketing.<\/span><\/strong><\/li>\n<\/ul>\n<p><strong><span style=\"color: #000000;\">1. Post Graduate Program in Digital Marketing.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">2. Digital Marketing.<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #000000;\">\u00a0\u00a0\u00a0\u00a0Webinars.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">1. Analytics Webinar.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">2. Technology Webinar.<\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">3. Finance Webinar.<\/span><\/strong>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] The term fintech refers to the synergy between finance and technology, which is used to enhance business operations and the delivery of financial services. Fintech can take the form&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0},"_links":{"self":[{"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/pages\/1288"}],"collection":[{"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1288"}],"version-history":[{"count":4,"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/pages\/1288\/revisions"}],"predecessor-version":[{"id":1337,"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=\/wp\/v2\/pages\/1288\/revisions\/1337"}],"wp:attachment":[{"href":"http:\/\/ybannigeridegreecollege.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}